From: James Woodfall
See if this sounds familiar to you?
You want to enjoy the income you earn today, spend time with your friends and family, and retire financially independent without fear of running out of money.
So you work hard on your business, even on evenings and weekends, stealing from your free time. It seems that time now is passing by faster than ever. You are painfully aware of the state of the current economy.
So you probably cut back, sacrifice today, and feel guilty about spending on expensive things because you have lingering severe doubts about whether you are saving enough for the future or not.
Maybe, you are over-optimistic, putting no control on your expenditure, and are hoping you will figure out a solution by the time you retire.
Or, some days, you feel comfortable with your income and savings. And other times, you are too panicked and stressed out to even sleep.
Or perhaps you already have more than enough for today and your retirement, but you are still working extremely hard when you may no longer have to.
So what is going on?
You may be asking yourself….